Frequently Asked Questions

Send money from a bank account

How do I send money directly to a bank account from Georgia?

To send money directly to a bank account, just select the direct to bank account service when sending funds online or at an agent location.

We might ask you to provide:

  • Your receiver’s bank name and code.
  • The receiver’s bank account name and number.
  • To find out which countries are available for the direct to bank service, please use our country information tool.

How long does a “Direct to Bank Account” money transfer take?

Direct to Bank Account money transfers can change from country to country and can take up to five days1. For more details, please refer to our direct to bank account country information tool.

1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Terms and Conditions for details

What’s a bank code, and how do I find my receiver’s bank code?

A bank code is a series of numbers used to identify banks around the world. They can have between 3 and 23 digits depending on the bank and the country.

A bank code could be called:

  • BSB
  • SWIFT Code
  • BIC (Bank Identification Code)
  • CHIPS (Clearing House Inter-bank Payment System) – US and Canada only
  • NCC (National Clearing Code)
  • BSC (Bank Sort Code)
  • IFSC (Indian Financial System Code)

For some countries you may need an International Bank Account Number (IBAN) in addition to the bank code.

Ask your receiver for the bank code and IBAN (if applicable). You can refer to our direct to bank account country information tool to find out more details.

What is a Bank Identification Code (BIC)?

A Bank Identification Code (BIC) is used to identify banks worldwide. BIC is the same as a SWIFT code, and it will be 8 or 11 digits long.

Ask your receiver if BIC is required in their country, you can check our direct to bank account country information tool for more details.

Can I send money directly to a bank account?

Yes, the Western Union “direct to bank account” service is an easy and convenient way to send funds directly to a receiver’s bank account in selected countries.

What is an International Bank Account Number (IBAN)?

An International Bank Account Number (IBAN) is a code used in some countries to identify a customer’s bank account. The IBAN has a letter to identify the country followed by 2 digits, and then up to 35 characters for the bank account number.

You can refer to our direct to bank account country information tool to see what details are needed for each country. Ask you receiver for the IBAN if it’s required.

To which countries can I send money directly to my receiver’s bank account?

Select our direct to bank account country information tool to see which countries have this service available.